Sunday, August 23, 2009

Making your self safe on the on the internet.

Open various free email accounts.

1. Google (Gmail)

2. Yahoo

3. Windows live MSN (Hotmail)

4. AIM Mail

5. GMX Mail

The reason to open some new emails account is to protect your privacy. If for example you are going to a lot of sites that need registration you need a workable email address.
But giving out this (your main email) to everyone you sign up for is asking for thousands af spam emails.
So you need disposable emails. that once they have served their purpose you can keep for other activities or cancel that account.
You can also make a trail of email addresses.
Get a hotmail email, link it to your yahoo account then link it to you Aim. That means you are pretty safe in anyone stalking or tracking you down.

But in business there are reasons for having all these email addresses if you have a company name it is best to get you@yourcompanyname.com yourcompanyname@hotmail.com yourcompanyname@gmail.com. It opens you up for a whole new range of potential customers
for example Yahoo has yahoo answers. You can use your gmail account for blogger, Adsense, Google, Facebook, and all programs and sites used by Google. A lot of these also have instant messaging so you an direct live chat to customer that may need assistance.

Saturday, August 22, 2009

Online Financial Training Series Lesson 4 (Pay per Clicks PPC)

PPC pay per clicks

Pay per click (PPC) is an Internet advertising model used on websites, in which advertisers pay their host only when their ad is clicked. With search engines, advertisers typically bid on keyword phrases relevant to their target market. Content sites commonly charge a fixed price per click rather than use a bidding system.

Cost per click (CPC) is the amount of money an advertiser pays search engines and other Internet publishers for a single click on its advertisement that brings one visitor to its website.

In contrast to the generalized portal, which seeks to drive a high volume of traffic to one site, PPC implements so called affiliate model, that provides purchase opportunities wherever people may be surfing. It does this by offering financial incentives (in the form of a percentage of revenue) to affiliated partner sites. The affiliates provide purchase-point click-through to the merchant. It is a pay-for-performance model -- if an affiliate does not generate sales, it represents no cost to the merchant. The affiliate model is inherently well-suited to the web, which explains its popularity. Variations include, banner exchange, pay-per-click, and revenue sharing programs.

Now a great starter to learn more about this is HERE .

They have set up a website to go halves with you in advertisement clicks. They provide a platform where advertises get guaranteed viewers and where you get guaranteed clicks. The best part is you start earning from the moment you start. And understanding about how PPC's. I recommend one site. (i only ever recommend sites where 10 of my members have joined up and had no problems. Criteria
  1. Join up securely
  2. No extra junk mail
  3. Good system
  4. Easy to take your money out
  5. Money taken out successfully with proof
  6. Free to join and don't need to much information.
Proof 1. Click on images to zoom


Proof 2 Click on images to zoom

Strategy to get $50.00 a month
Estimated time to get to $50 a month
5 months.
Time per day 5 mins.

1. Sign up.
2. Start clicking on links.
You will get about 5clicks a day to start off with. Each click being 1c.
So 5 clicks X 30 days = 150clicks X 1c =$1.50 a month.
So the next step is to get referrals which you get 1c for each click they click on.
You don't have to get your own referrals. You can rent them for approximately 1 weeks worth of their clicks. 5clicks X 7 days =35c then you get the rest of the month of profit (1.15).
So you need approximately 43 referrals to make your goal of $50 a month.
Note you have to wait 15 days and click 100clicks before you can start renting referrals.
You cant rent more then 1 time a week.
You don't have to spend any money.
You can add funds or fund the purchase of rental referrals by earnings.



Saturday, August 15, 2009

Online Financial Training Series Lesson 3 (From Employee to Self Employed)

The difference between an employee and self employed.


Employee
The majority of people in work are employees. You are classed as an employee if you are working under a contract of employment. A contract need not be in writing - it exists when you and your employer agree terms and conditions of employment. It can also be implied from your actions and those of the person you are working for. Your contract will normally set out what you are expected to do. You will usually be expected to do the work yourself - ie you can't send someone else to do your work for you.




Self Employed
If you are self-employed you do not have a contract of employment with an employer. You are more likely to be contracted to provide services over a certain period of time for a fee and be in business in your own right. You will also pay your own tax.
You do not have employment rights as such if you are self-employed. You are your own boss and can therefore decide, for example, how much to charge for your work and how much holiday to give yourself. However, you do have some legal protection.



So becoming self employed means ill be rich?

Not so fast. This is just the first step to becoming wealthy. Self employment still needs you work to receive money.
But you are learning valuable, valuable lessons. The most important of all is getting out of your comfort zone.
Are you still under the belief you have a nice secure job?
It's time to start trying new things and developing new skills (which will also help you in your current employment).
You will discover advertising, selling, buying, dealing with people, money management, taxation, investing, business laws and loopholes, accounting, budgets, hiring and firing, delegating, Ownership and Decision Making, Developing a Creative Mindset & Taking Risks, Making Your Own Rules & Organizing Time, commitment to Your Goals & Deadlines for Success.
The main goal is to work as hard as you can and turn your self employment choice into a successful
business.
You don't just
get your 9-5 job here. You can work as much or as little as you want or need.
The hardest part is, no one makes you come to work.
If you don't turn up no one sacks you and yells at you if your late. If you want to sleep in you can. Quite honestly No one cares. If you don't work hard the only person your letting down is you. You don't just sit their and do all the work on your desk and go home. You have to actively look for more work. You don't do the minimum just not to get sacked. You have to be tough and enjoy what your doing to stay motivated.
A lot of people like the little bit of fear in their boss to get out of bed each morning. You have to find another reason to get out of bed and for most of us it is the money. Lots and lots of money.

Have i scared you off yet.

If your not running for the hills. Here is the good news
You will not be making a lot of money at the start (i know this is meant to be the "good part")
But unlike employment, the sky is the limit.
You can earn a lot of money because you can use more hours in the day to work. You can work weekends, nights or what ever you want.
As soon as you run out of time in the day. You move towards hiring another person to do the jobs you can't. And then another one and another one, until you are no longer doing the job you are now the manager.
Your job will be receiving payments off the customer and pay your employees to do the work. This is when you want to start your second business when you have more free time.
You will learn about going from self employed to business owner in a later blog.First lets not get ahead of ourselves. As you need to get the first step done.

Here is a nifty little online starter for everyone who want to learn all the processes of making the switch from employee to self employed to business owner/employer. Make all your mistakes here. Where it is full proof. And you will learn the lesson before risking money on any other online ventures you may be considering.

The first part will be the toughest. Which is to sign up. Over 80% of people won't sign up. They will have their own little excuse in their head. Such as "it's a scam, to much effort, i don't know what to do, i don't want to give any info out, they won't pay".
Well i have personally used this and i still do. I intend to introduce you to business partners of mine and new businesses and income streams. And i am not going to give you a dodgy rip off to start off with as that will be the end of my good name.
If for any reason you are not happy with anyone i recommend tell me straight away. I have a good business arrangement with all these businesses/people/websites and if someone i recommend to them has any complaints i will take it up with them.
If I'm not happy with the response i will pull everyone i have introduced out of there.

The second part will be sticking to it for at least 30days.
I have chosen this because it takes 5 minutes a day to do. And that's the point. You will feel like you want to earn more and you want to get more people to earn more money for you but you have to be patient.
As soon as you sign up you will be able to earn for most of you, your first cent on line.
The next post will show you the best strategy to build this business. And go from employee to self employed to business owner.
So what is it?
PPC
What is PPC? Pay per click (PPC) is an Internet advertising model used on websites, in which advertisers pay their host only when their ad is clicked. With search engines, advertisers typically bid on keyword phrases relevant to their target market. Content sites commonly charge a fixed price per click rather than use a bidding system.

So some websites have used this to make money. PTC Pay To Click.
They charge advertisers 5c every time they get someone like you to clicks on advertisers site. So the website post paying advertisers links on their page. So if you click on it the website gets 5c. So in return they pay you money to entice you to click on the link.

The first stage is the employee stage you will have to click on the links and earn money. As so as you sign up you can click and earn your first cent.
Keep going till next week and i will explain how you can start getting other people to click for you. And start making money every time they click.
This is leverage. It is is also practicing having employees. Remember this is just a training tool. You can walk away at anytime.
I recommend you get a new email address (msn/yahoo/google) etc something you can use and chuck away later and give that to any site you may join. Until you trust a site.
The sites you trust you can swap to an existing email and the ones you don't. You can walk away and never hear from again.
You will need a working email for most sites you join up. I will be delving into privacy and safety on the internet in later blogs.
Once in the site go to the forums and you will find hundreds of thousands of posts. This means this site is not going anywhere. It is a real community. Everyone helps each other, and everyone congratulates each other if they make $20,000 or $2.00.
It's up to you now. Here is your chance to make some money online to start learning. See if you can run a business making real money. Its FREE to use.
Practice running a successful $1.00 business. Try this before you risk any money online.
CLICK HERE TO JOIN NOW

Wednesday, August 12, 2009

Online Financial Training Series Lesson 2 (Active, Passive, and Portfolio incomes)

Lets learn the difference between The different types of incomes.

Active, passive, and portfolio

1. Active

What Does Active Income Mean?
"Income for which services have been performed. This includes wages, tips, salaries, commissions and income from businesses in which there is material participation."

Active income's rely on you working everyday. Most people do this for 40years.
However in this day and age, the average person will not have 1 job their entire life. If you are laid off or injured your income stops as well. It is dangerous and selfish, to you and your family to rely on 1 active income to provide for all your expenses.
The average length of employment is now under 5 years. So within the next five years statistically you will be out of a job.
What to do?
Now really think about this, Imagine You received a call saying your company you work for has closed down. You lost all your benefits and you will get your last pay check.

1. How long can you survive for with current savings.(You should have a minimum of 3 months salary saved up).
2. Is your resume/CV up to date?
3. How long will it take for you to get another job.(average is now over 20 weeks).
4. Will it be the same pay.
5. Do you have enough training, to get a job quickly over younger more Qualified, applicants?
Now go through all the questions and answer them 1 by 1. Think about them all don't wait until you get a marching orders before you start this. put a plan into place to get where you need to be.
Make a plan to get all the above ready, within 3 months. So if the worst happens you will be well prepared and minimize the loss of equity, savings, lost income. To keep saving, earning and investing to get to your goal which is retiring sooner. A 3 month lay off can put you back 10 years in your retirement plan.

2. Passive

Passive income is income from "trade or business activities in which you do not materially participate."

The more passive income we generate, the less dependent we are on our job.
Passive income does come with a negative side. It Takes time to build up passive incomes it takes a lot of hard work and determination.
There will not be a lot of money at the start but the hard work will pay off.
An example is a business you work hard and long hours, but soon there is enough money to cover expenses, then enough to start making a profit and it starts running on "autopilot". This is the goal for all these passive incomes you are going to learn here and on your own. Work your butt off for a few years,then reap the rewards you build another one.
Eg. Building a website, promote it, work on it keep it updated until it is at a level where you only need to occasionally tweak it.
And it is profitable by selling, advertising, etc.

3. Portfolio

What Does Portfolio Income Mean?
"Income from investments, including dividends, interest, royalties and capital gains."

This one is the best of them all minimum involvement. What is needed is a capital out lay. Eg. you can't just get dividends from shares/stocks. You need to buy a parcel of shares to receive a dividend.
A lot of homework is still needed before any purchase is made. If you want to live off dividends on a certain stock you will need about a 10% return on $500,000 to live on $50,000 per year. So you must look at the average return of a stock, could it go bust in the next year? What if the dividend halves and you income becomes $25,000? It is important to not rely on on any one income.
You want to have multiple income streams.

How about one income from each column?
1 Career $40,000 a year
2. A website bringing in $22,000
3. A $200,000 investment property increasing in value by 10% a year. Year 1 up $20,000 to $220,000
With 5%increase in rent per year. $200 a week up $10 to $210 a week


The average persons looks like this just before retirement.
$50,000 income just about to end
Retirement fund/401k/Superannuation, compounding 10% year and contributions। $300,000
Stock portfolio $30,000 returning $2500 per Year
House. Almost paid off.
Saving account $50,000

Next week we will start talk about the difference and the psychological
shift you need to go from employee to self employed .
As Promised, also giving you your first income stream. Which is a learning tool to go from employee, to self employed, to business owner.
Learning about having employees, and leveraging your money. It is an all around developmental system. don't expect to be rich form it straight away though. For most of you though you will make your first penny (1cent) online.

No! Not a million, Not 100,000 a week. But 1 cent. This will put a lot of people off. Which is good, it gets rid of all the get rich quick people and let them go spend their money on pyramid schemes.
You will see how quickly you will start to double your money. We all know how compound interest works.
A little trick people don't understand is. "The quickest way to make a lot of money is to think long term." So join us in this challenge to go from employee to self employed. And earn (for a lot of you) your first $dollar$ on the net. And each week we will be introducing a new income stream. As this first one starts to compound. Don't be deterred you will learn a lot. And make some money while your learning.
Jump on for the ride.

Saturday, August 8, 2009

Online Financial Training Series

Welcome to 100mis’s first blog

100mis is a company developed to spread the word and necessity about multiple income streams.

What are multiple income streams (mis’s)?

Mis’s is money coming in from different sources each week. eg Job investments, businesses, royalty’s etc.

Family’s used to survive on one income, now they are struggling with two. By the next generation you will need both partners working two jobs.















Never seeing their family or even being able to afford a family. That’s why you need to start now to get ahead.

Look the basic Budget down below it has 1 source of income and 20 or so different bills
Well what if i told you it is easy to have more in your items in your income list then in your expenses list?
Full of Active, passive and portfolio incomes.
What is Active, passive and portfolio income?
Next week.
 We will go through each one in detail and start you on your way to getting a 2nd 3rd or even 50th income.

First lets look at the avg persons bills

INCOME

Salary

EXPENSES

Taxes
rent/mortgage
home phone
mobile phone
electricity/gas
Food
Water
Council rates
Fuel
Public transport
entertainment
medical expenses
gifts/presents
repair bills
Cable Tv
internet
buying appliances/clothes etc
credit card bills
car expenses /loans
Gardening
Parking
child care
hobbies sports
clothes shoes
hair and beauty
movies dvd’s
takeaway
car insurance
house insurance
life insurance
Alcohol cigarettes
Doctor/Dentist/Medicine
savings



I suggest everyone does a budget of their own.

My next blog will be about changing it around 1 step at a time.  And start making small amounts of incomes that will compound. It will take a lot of hard work at the start but if you follow my guide you will see your first extra income stream in my 3rd post.
Imagine Receiving checks in the mail. Instead of just bills.
It can quickly add up, to receiving more checks then bills.
If you buy 3 stocks you could receive a dividend quarterly each year. So 3 stocks times 4 times a year = 12 checks.
That's 1 a month
 So you have already got 12 pay checks coming in.
You get Google adsense. So Google sends you a check,
You start selling an eBook you get a monthly check.
You select a product to sell on ebay you sell a few a week. As you can see, you will have at least 1 a month in no time. Something happens when you go to the mail box and their is a check.
You look forward to going to the mail box. You know that check will pay for the bill in the box. And wait until the checks start supplementing your income,and just flow every month. Nothing better ;)



I promise you will make $50 a month in one year.and we will double that every year till you are financially secure.
We concentrate on the $50 a month.

$50 a month Year 1
$100 a month Year 2
$200 a month Year 3
$400 a month Year 4
$800 a month Year 5

This is what i promise you will get minimum for the first 5 years. (i have never seen anyone yet only make $50 a month for the first year)
I start off small, and am not going to promise you great riches or wealth because a lot of people will not follow through and will be put off with claims of “Millionaire by 21″ “100 thousand a month” it just seems to big a jump to the average person. Your efforts really start to show Once compounding starts to take affect you start to see dramatic jumps in monthly incomes.
$1600 a Month Year 6
$3200 a Month Year 7
$6400 a Month Year 8
$12,800 a Month Year 9
$25,000 a Month Year 10

Remember that’s the minimum. Forget about all these for now until you get your $50 a month. You can go as quick as you like, and start from no skills. I give you a few easy money making tools on the net.
You have to really try to fail, to not get the $50 a month. Also follow the training you step by step. I want to show you the small gain of $50 a month. To build trust up. So if you would like to just follow step by step and come along for the ride you can hop off anytime you want and get back on anytime.